Budgets

I keep falling out of spec with my budget plans and overspending. I do well with my budget for like a week or more, but then I forget about it, and it becomes a huge stressful thing that I have to fight every step of the way.

I decided to simply not get so stressed about it, and when I mess up on my budget, just simply remind myself to stay on it and keep my spending down.

So my bills monthly are: $60 for Cell Phone Bill, $23 for Violin Rental, $60 Something for Union Dues?.

Travel expenditures should not exceed $70 a month. This includes 2 bus passes a month, and carpooling fees.

Food shouldn't exceed $200 a month. Pharmaceuticals and other toiletries: $15

Altogether, for necessities that comes out to about $430 dollars. Rent is $300 a month, so $730 a month required.

For pleasure buys I'll set aside $50 dollars a month, so $780.

$100 a month goes to my Rainy-Day Fund. I guess around $75 to $100 should go to my car fund. I'm really not going to be making much progress on my car fund, really. That's kinda sad, but I can't do much about it because I'm not making enough income to even be putting anything away really.